In eramba liabilities are used for the most part when using the risk modules, the reason is that liabilities have an attribute called “Magnifier”, its a number.
Liabilities can be linked to assets, third parties, etc … when you perform asset risk management and you select an asset, say “laptop” eramba will check what liabilities that asset has associated with them. it will then take the risk magnifiers of each one of them and include them on the math of the risk score.
ift the magnifier is set to zero, its not part of the equation.
so … what liabilities are? examples are on the risk management documentation: https://docs.google.com/document/d/1hZ-IVSkad_ohaFcxrM-qN2hDxUrhdHvUX17H4HzRih8/edit#heading=h.q26dsslydfu0
i hope this helps